I want to get my new niece some kind of savings account. I will opened it with $500 and add to it on birthdays and Christmas. What’s the best available product in the US. I’m sure all you mommies have investigated this and any advice would be great. I don’t want it under the parents names just in case they are tempted to dip into it.

Thanks
Will the cd be in both our names or just hers? I don’t want her to touch it till at least 18 or college.

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